Beta Terms of Service

Beta Terms of Service effective January 12, 2023.

1.0 Introduction

These terms and conditions govern the use of CapitalxAI (the Service). By using the Service, you accept these terms and conditions in full.

2.0 Service Description

These terms and conditions govern the use of CapitalxAI (the Service). By using the Service, you accept these terms and conditions in full.

3.0 Reservation Payment

A $10 reservation payment is required to secure a slot on the waiting list for access to the Service. This payment does not guarantee access to the Service, it only guarantees a slot on the waiting list. The reservation payment is refundable. To request a refund, send an email to the address listed in section 9.0.

4.0 Suspension of Service

We reserve the right to suspend or terminate your access to the Service at any time and for any reason. The CapitalxAI Beta Terms will automatically terminate upon the release of a generally available version of the CapitalxAI applications. You acknowledge CapitalxAI is under no obligation to make the Service generally available and may never do so. Further, should the Service become generally available, you acknowledge that continued access and use of the Service may be subject to your agreement to pay additional fees. CapitalxAI reserves the right to modify or terminate the Service or the CapitalxAI Beta Terms, and to limit or deny access to the Service, at any time, in our sole discretion, for any reason, with or without notice and without liability to you.

You may discontinue your use of the Service at any time by uninstalling the applicable application(s) and optionally sending an email to requesting that your CapitalxAI account be deleted.

5.0 Intellectual Property Rights

You agree that, we own all legal rights, title and interest in and to the Service, including all intellectual property rights, and except for the license provided herein, no other rights or permissions to the Service is granted. All generated text by the Service is also owned by us.

Nothing herein gives you a right to use any of our trade names, trademarks, service marks, logos, domain names, and other distinctive brand features. Except to the extent permitted by law, you may not modify, distribute, prepare derivative works of, reverse engineer, reverse assemble, disassemble, decompile or otherwise attempt to decipher any code in connection with the Service and/or any other aspect of CapitalxAI technology, except as permitted by us.

You hereby grant us an irrevocable, non-exclusive, royalty-free, worldwide license to use, reproduce, publish, adjust, and display your logo or trademarks in connection to your use of our services. This includes, but is not limited to, use in marketing materials, advertisements, and on our website in order to illustrate that you are a customer of our service. This permission begins from the moment you sign up for the service as a free trial customer, paying customer, or on the waiting list.

6.0 Governing Law

This agreement will be governed by and construed in accordance with the laws of the country, without regard to its conflict of laws provisions.

7.0 Limits on Liability

In no event shall CapitalxAI or its affiliates be liable for any indirect, special, consequential or incidental loss, exemplary or other damages related to these CapitalxAI Beta Terms whether direct or indirect, however caused and based on any theory of liability, and whether or not for breach of contract, tort (including negligence), violation of statute, or otherwise, and whether or not CapitalxAI has been advised of the possibility of such damages. To the extent permitted by applicable law, CapitalxAI’s maximum liability hereunder is limited to $10

Some jurisdictions do not allow limitation or exclusion of liability for incidental or consequential damages, so some of the above limitations may not apply to you.

8.0 Warranty Disclaimer

You hereby acknowledge and agree that the Service provided by CapitalxAI on an “as is” basis and as available, and your access to and/or use of the Service are at your sole risk. To the extent permitted by applicable law, CapitalxAI expressly disclaims all and you receive no warranties and conditions of any kind, whether express or implied, including, but not limited to, those of merchantability, satisfactory quality, title, fitness for a particular purpose and non-infringement. CapitalxAI makes no warranty that any of the services will meet your requirements and/or that the services will be uninterrupted, timely, error-free or secure. You acknowledge and agree that the Service is not in scope for an SOC 2 type IIT and other independent security audits and security certifications. Some jurisdictions do not allow the exclusion of certain warranties and conditions, so some of the above exclusions may not apply to you.

You may send requests for technical support by emailing 

Privacy Policy

Privacy Policy effective January 12, 2023.


This privacy policy governs the use of CapitalxAI (the Service). By using the Service, you accept this privacy policy along with our Beta Terms of Service in full.

Data protection

We have taken steps to protect any personal information we process. However, please keep in mind that the internet is not completely secure. Although we are committed to protecting your personal information, it is your responsibility to ensure that you only access our services in a secure environment.


If you live in the European Economic Area, you have certain rights under data protection laws. This includes the right to ask for access to your personal information, to request that it be changed or deleted, to limit how it is used, and to get a copy of it. You can also object to how your personal information is processed. To make such a request, please use the contact details provided. If we have your consent to process your personal information, you can withdraw your consent at any time. If you think your personal information is being used illegally, you have the right to complain to your local data protection authority. You can find their contact details at


We do not ask for or market to children under 18. If you are 18 or the parent/guardian of a minor, you can allow them to use the services. If we find out that we have collected data from someone under 18, we will delete the information and deactivate their account. If you are aware of any children under 18 using our services, please contact us.

Data breaches

If someone gets unauthorized access to, collects, uses, discloses, or disposes of your personal information, it is called a privacy breach. We will let you know if we think you may be at risk of harm. This could be serious financial harm or harm to your physical or mental health. If we find out about a security breach that could let someone access, use, or see your personal information, we will investigate and inform you at the earliest possible date.

Do Not Track headers

Many web browsers, mobile devices, and mobile applications have a feature called Do-Not-Track (“DNT”). If you activate this feature, it sends a signal that you do not want your online browsing activities monitored and collected. No technology has been finalized yet that recognizes and follows DNT signals. Because of this, we do not currently respond to DNT signals. If a standard for online tracking is created in the future, we will let you know in an updated version of this privacy policy.

California Civil Code Section 1798.83

If you are a resident of California, you have the right to request information from us once a year free of charge. This information includes what kind of personal information we shared with third parties for marketing purposes, and the names and addresses of those third parties. If you would like to make this request, please contact us using the information provided.

If you are under 18 years old, reside in California, and have a registered account with us, you have the right to request that we remove any data you posted publicly on our Services. To do this, please contact us with your email address associated with your account and a statement that you live in California. We will not display the data publicly, but it may not be completely or thoroughly deleted from our systems.


We work with a number of partners to provide the Service. These partners may have access to your personal information, and you accept their privacy policies by using CapitalxAI: Google, Apollo, Calendly, Twilio, OpenAI, Stripe.


We may update this privacy policy from time to time. We encourage you to review this privacy policy frequently to be informed of how we are protecting your information.


If you have questions or comments about this policy, you may contact Pabio Inc.'s Data Protection Officer (DPO):
Address: 447 Broadway, 2nd Floor, New York 10013
+1 628 225 4525

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